Credit cards & debt

Pay off credit cards faster, compare snowball and avalanche, check transfers and your debt-to-income ratio.

• Credit Card Payoff CalculatorMonths to pay off a card, total interest, and the payment needed to finish sooner.
• Debt Payoff CalculatorDebt-free date and interest for up to four debts, avalanche or snowball.
• Credit Card Minimum Payment CalculatorHow long minimum payments take to clear a card, and the interest they cost.
• Balance Transfer CalculatorNet savings from a balance transfer after fees, plus payoff time in both cases.
• Debt Consolidation CalculatorCompare your current debts with one consolidation loan: new payment and net savings.
• Debt-to-Income CalculatorYour monthly debt payments as a share of gross income, the ratio lenders check.